How to make your credit score better
Below we give you quick advice on how to improve your credit score. Play this credit score tool like a game - enter a few key items on your personal situation to see the best ways to make your credit score better.
Are you currently renting where you live?
Do you have any ongoing subscriptions you're making regular payments on?
Do you have any old debts that you're behind on or in collections?
Do you have a bit of spare cash sitting around?
Are you paying off any credit cards in full every month?
Is it ok if your score goes down a little before it gets better?
Improve credit score by 28 points in 10 days
Using your subscriptions
Improve your Credit Score up to 30-40 points
Make payments just before your statement comes out. This shows as a low utilization factor, which is a positive on traditional credit scores
Offer to pay off the debt (or start a payment plan) ONLY IF it is marked as paid in full or deleted from your record
By looking at your individual debts and credit report to unlock additional improvements, our Borrowing Optimizer app unlocks potential credit score improvements over 50 points on average. We've helped lots of users qualify for dream homes, loans, save money on monthly payments, all with easily available online personalized advice. Try us out today!